However, there is no obligation to make requested payments unless your account and/or overdraft protection plan has sufficient funds or credit availability to pay the bill as of the Payment Date.

Funds for bill payments will be withdrawn from your account on the applicable Payment Date.

In addition to compatible software, you must have an Internet Banking ID, a case sensitive Password and maintain one or more of the following eligible accounts at Institution: Checking, Savings, Certificate of Deposit, Loans, Safe Deposit Box.

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Payments can be scheduled up to one (1) year in advance.

You can use the payment calendar to determine the Payment Dates available (The payment calendar automatically excludes weekend and federal holiday dates.) to pay your bill beginning with the earliest date you can select for the payee/biller to receive the payment.

When you give someone your Password, you are authorizing that person to use Internet Banking and the On-line Financial Services.

You are responsible for all transactions performed using your Password, even if you did not intend or authorize them.

For security purposes, it is recommended that you memorize your Password and do not write it down.

We also recommend that you change your Password regularly to try and avoid misappropriation by a third party.Your case sensitive Password will give you access to Institution accounts via Internet Banking.Institution is entitled to act on any instructions it receives using your Password.In addition, fraudulent transactions initiated using your Password will be charged against your account(s).You can usually access On-line Financial Services seven (7) days a week, twenty-four (24) hours a day.While payments are initiated by you electronically, they are ultimately paid via an automated clearinghouse (ACH) network or by a paper check.